Being involved in a car accident can be traumatizing physically as well as mentally. Hearing that you were struck by an uninsured or under insured motorist is even worse. While Massachusetts only has a 7% uninsured/under insured motorist rate, accidents can and do happen every day in our Bay State and collecting damages can be next to impossible without the proper legal guidance.
If you are involved in an accident with an uninsured/under insured driver, you need to call the police and the offices of Sousa and Sousa right away. In order for you to recover damages you must be properly insured, you must have proof that the other party is uninsured/under insured, and proof that the other party was negligent.
Massachusetts Automobile Insurance Policies issued on or after January 1, 1993, must provide at least $20,000 per person, $40,000 per accident. In addition, an insurer must now offer additional limits of uninsured motorist coverage, up to $35,000 per person, $80,000 per accident. For Massachusetts automobile insurance policies issued after January 1, 1989, under insured motorist coverage is no longer mandatory. However, insurers are required to offer policyholders the option of purchasing under insured coverage.
Contact the offices of Sousa and Sousa if you have been involved in an accident with an uninsured or under insured motorist. Our knowledge of Massachusetts auto liability law can help you recover the damages you are entitled to.
Don’t be intimidated. While this can be a complex process, the guidance of an experienced lawyer in uninsured and under insured motorist coverage is essential. Sousa and Sousa services Brockton, Taunton, Easton and surrounding towns in Massachusetts; contact our attorneys today to discuss your case.